Become a Member Today

Join Waomaera SACCO and start your journey toward financial empowerment. Register today through our mobile app or by contacting our support team, and begin enjoying the full range of benefits designed to help you save, grow, and secure your financial future.

Welcome to Waomaera SACCO
Limited

At Waomaera SACCO, we believe in empowering our members through savings and affordable credit solutions. Since our establishment, we have been committed to providing accessible, reliable, and innovative financial products that help individuals, families, and groups achieve their financial goals.

Whether you are saving for the future, paying school fees, starting a business, or managing an emergency, Waomaera SACCO is your trusted financial partner.

Savings Products

We offer flexible savings options tailored to meet your financial needs and lifestyle
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Normal Deposits (ND)

Save from Ksh 3,000 monthly, earn dividends, and access loans.

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Holiday Savings (HS)

Plan holidays with Ksh 1,000 monthly to earn 1% in six months.

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Fixed Deposit (FD)

Choose fixed terms of 3, 6, or 9 months and earn competitive interest.

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Junior Savings (JS)

Save for children under 18 with Ksh 500 monthly, managed by a guardian.

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Group Account Savings (GA)

Perfect for groups and corporates with Ksh 20,000 monthly and a Ksh 5,000 signup.

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Capital Share Account

Own SACCO shares from Ksh 10,000, non-refundable but tradable internally.

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Loan Products

Our loan products are designed to support your development, meet emergencies, and finance your dreams.
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Development Loan (DL)

Borrow up to 3× your savings at 1% monthly interest, with flexible terms and top-ups.

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Project Loan (PL)

Finance small projects at 1% monthly interest, up to 3× your savings.

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Emergency Loan (EL)

Get emergency loans up to 3× your savings with 24-hour approval.

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School Fees Loan (SFL)

Borrow up to 3× your savings for school fees at 1% monthly interest.

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Sacco Advance (SA)

Get a short-term boost up to Ksh 30,000 at 1.5% monthly interest.

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Maisha Bora Scheme (MB)

Access flexible short-term loans up to Ksh 100,000 with simple interest.

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